What are Closing Costs in Texas?

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There are certain standard costs associated with closing the sale of a Texas home. Buyers and sellers customarily split these costs, as the sales contract specifies.

Many of the costs associated with buying a house are associated with getting the Texas mortgage loan. Since Supreme Lending Inc is highly experienced with Texas mortgages and closings, we are closing cost experts.

Good Faith Estimates (GFEs)

Soon after you submit your Texas home loan application, we'll provide you with a "Good Faith Estimate" of your costs. The closing costs specified in the GFE are estimated based on Supreme Lending Inc's experience with Texas mortgage loans, but costs usually change by small amounts between delivery of the GFE and closing. We will be glad to review the "Good Faith Estimate," answering questions and highlighting costs that sometimes change slightly at the closing table.

Below is a general list of closing costs in Texas. We will always provide a specific list of your closing costs when we deliver your Good Faith Estimate.

Standard Closing Costs

Loan-Related Costs

• Escrow Account
• Taxes
• Loan Origination Fee
• Points — These are costs you pay up-front to lower your interest rate (optional)
• Appraisal Fee
• Credit Report
• Up-front Interest Payment

Property Taxes

• Transfer Taxes and Recording Fees
• Insurance

Homeowners Insurance

• Title Insurance
• Flood / Quake Insurance
• Private Mortgage Insurance (PMI)

Supreme Lending Inc can help you understand closing costs. Call us at 972-447-5778.