On a personal note, I've been married since December 1994 to my beautiful wife Andrea. We have 2 wonderful children (98% of the time :-) now they are teenagers) - Sidney and Quinten. In June 2004, we made the move from California to North Texas. We have found that Texas is VERY family oriented and the people are genuine and kind. On top of that, the schools in Texas are some of the best. Our only regret to moving to Texas in 2004, is that we didn't move here sooner.

I love my job and I have found that I also love to blog. Be sure to check out my blog for great mortgage information, regulation changes, and local events in and around Frisco Texas.

From a business point of view... I am a licensed Mortgage Loan Originator in the state of Texas.  My office is located in McKinney, Texas. Although I'm located in McKinney, I conduct business throughout the state of Texas.

My career started in April 1993 with one of the top lenders and servicers in the country.  In December 2006, I began to work for myself as a Texas Home Loan Expert.  This move allowed me to ensure my customers are getting a great deal within the market.

I am an active member of the National Association of Mortgage Brokers (NAMB).  The association is committed to promoting the highest degree of professionalism and ethical standards.  Members are not only licensed professionals, but also take continuing education, subscribe to a strict code of ethics, and represent the top 10% of our profession.

Professional Licensed Mortgage Banker (Loan Originator):

• Residential real estate finance professionals
• Experts at navigating the way through the mortgage lending process
• Able to provide the loan products of many lenders
• Affordable consultants who can save you time and money
• Specialists with resources of knowledge on available mortgage loan products

Obtaining a home loan for your home can be a very confusing process, as well as very stressful. I am a quality Mortgage Banker who can guide you through the lending process, provide help and assistance, and simplify the process. 

Whether you are searching for a first home, moving up, looking into refinancing, or just have questions regarding mortgage financing, I'll help you find the mortgage solution to meet you and your families financial needs.  My commitment to you is to ensure you are well represented and informed throughout the entire loan process.  As a matter of fact, my website allows you to follow along from the very first day.  Prior to closing your loan, we will go through the numbers again to ensure everything it accurate.  This helps avoid any mistakes or confusion on the day of closing.